When was the last time someone gave you a tip you could use? You might have a friend who has tons of tips to offer but if none of them are anything you can use, then it is a tip that you cannot benefit from. When the subject is money, you will find everyone open to a tip in that department. A financial tip can be how to save money when you shop for food or how to spend less when making travel arrangements. You might have been given a tip for where to shop for cheap clothes for your kids or where to find the best price on pet food and all these will certainly save you money.
How about a tip for getting out of debt? Did you know there is a finance app called Snowball which is a debt payoff planner. If your debt has gotten out of control, this app will let you know you must attack the smallest debt first as you continue with your other debts as usual. The idea here is that when it comes to personal finances, eighty percent is behavior and the other twenty percent is knowledge. So when you are able to get some quick results at the beginning, you are able to stay pumped up to continue and get out of debt all together.
By making a few changes in how you use your money, you can be spending less and that automatically has you saving more. By using the Gas Buddy app, you can find the cheapest gas in your area as well as get driving directions to the pumps. And if you want to track your budget online, give the Mint.com app a try.
This way you can enter all your accounts and the app will log all your transactions and give you a detailed report about your spending and let you know where you can save.