Have Christmas Without Falling Into Debt
One of the most important times of the year for families all over the country is Christmas. It is the one time each year where we are forced to spend quality time with our loved ones and to relax for a few days. It is a time to refresh, have fun, see family and eat lots of great food. However, the festivities involved in Christmas can be incredibly expensive.
Plan, Plan, Plan
When it comes to every part of life, planning is key. You need to always make sure you can plan everything well in advance and break it down into sections to help you refrain from overspending. Save for your Christmas months in advance by investing with trusted forex broker, putting money into a separate account or even entering competitions. Keep the funds to one side and every time you come to buy something for Christmas, take a little bit out of the account. Make a list of everything you want to buy people as gifts, everything you want to get for Christmas dinner and decorations. Don’t deviate from your list because that’s where you’ll end up spending way too much money.
DIY Decorations
A quick google search or a look on Pinterest will immediately give you hundreds of ideas for cheap, DIY Christmas decorations. You can get crafty with the kids at the weekend and make festive mason jar snow globes, paper garlands and much more. You can spend a minimal amount on some materials and then go crazy with your design.
Don’t Shop All At Once
With our busy lives it is easy to just leave everything until the last minute and do one big shop the week of Christmas, however this is often where we end up over spending on every element of our Christmas dinner and drinks. During the Christmas period, the prices in supermarkets rise because they know that people will need to start buying their food. To avoid this, buy your alcohol way in advance and store it in your home. And for the dinner: buy in anything which is non-perishable and keep it ready for the big event. It will save you a lot of stress and aggro running around the stores just before Christmas.
Memories
Try your best to remember the Christmas is about the time you spend with the ones you love, it’s not about how much you buy and spend on each other. It would be advisable to make a budget with your family members so that no one overspends too much, and then you will all be able to get things that the person genuinely likes and no one feels as if they haven’t spent enough. Make fun games such as charades and play board games in the evening to cut down on cost and have a laugh with everyone. Christmas is all about having fun with the people you love, you don’t need to spend loads of money and you certainly don’t need to feel as if you have to spend loads of money on fancy games and entertainment for the mob.
